Free homeowner planning tool
How much will your house cost to maintain?
Get a clear annual budget range and a five-year view shaped by your home, its size, and the systems you rely on.
Transparent inputs: value, age, square footage, and major system ages.
Built for planning: a range with the factors that move it—not a single false-precision number.
Planning with context
Useful numbers start with clear assumptions.
- How much should I budget for home maintenance each year?
- Many homeowners use a percentage of home value as a starting point. This estimator begins with 0.6%–1.2%, then adjusts the educational range for home age, square footage, appliance condition, and the major system ages you provide.
- Does this estimate include major replacements?
- The annual range is for ongoing maintenance, routine repairs, and upkeep. The five-year view separately flags potential HVAC, roof, or water-heater replacement planning based on age alone.
- Is this a quote or professional recommendation?
- No. This tool is for educational financial planning only. It is not a quote, inspection, diagnosis, guarantee, or professional advice. Your home’s condition, local costs, and maintenance history may lead to very different results.